What is UTL M-Sente?
UTL M-Sente is a mobile wallet for a subscriber that offers a fast, secure and painless method for money transfer and bill payment. The Service is USSD based and the code for UTL M-Sente users is *185#. This code will enable you access the M-Sente menu on your mobile phone.
What does the product allow you to do?
UTL M-Sente allows users to do the following directly over their mobile phone:
Where can it be accessed?
M sente is accessible at the following locations countrywide.
What does a subscriber need?
Anyone can become a UTL M-Sente subscriber. To register, you need the following:
How does registration work?
Register at any UTL M-Sente agent or service center:-
How do I deposit funds into my account?
Once registered, you can deposit funds into your account with any UTL M-Sente agent or service center. After handing in cash to the agent and communicating your phone number, the agent will deposit electronic value directly into your account and you will receive SMS verification. Your mobile number is your account number
How do I transfer money?
To send money to registered UTL Mobile Subscribers, simply transfer funds directly from your mobile phone;
If transferring to a non-registered recipient, same process as above will apply; however, the unregistered recipient will be sent a “secret code” by SMS. They will use this secret code to withdraw the funds at any UTL M-Sente agent.
Each transfer will incur a small transaction fee.
How do I withdraw money from my account? [Registered Subscriber]
To withdraw funds from your account, visit any UTL M-Sente agent or service center.
Withdrawing funds will incur a small fee, which will be deducted from the amount of the withdrawal.
If you are NOT a registered subscriber:
If you are not a registered subscriber, the withdrawal fee was already paid by the sender and you will not be charged a fee.
How do I buy Airtime from my UTL M-Sente account?
The purchase happens on your phone and does not require a scratch card or visit to a retailer.
Soon you will be able to pay your bills directly from your phone and pay for goods and services from your account using your UTL M-Sente card.
Additional services will become available over time.